Why start a finance blog?

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I'll start with letting you know a bit about myself.My name is Pam, a twenty-something lover of skincare, beauty, fashion and generally beautiful things. I managed to purchase my first home in my early twenties on a one income budget. I have in recent times observed a lot of my peers find this difficult to achieve despite having similar income brackets.

As a Pharmacist I earn a decent income which puts me in the somewhat middle class category. Even though I earn more money than the average UK citizen, I have found it difficult at times to keep hold of my finances. Most of my income being spent on new cars, expensive night outs etc. This resulted in multiple store card loans which meant at the end of the month I was living from pay check to pay check.

In true 21st century style, I took it to the internet to get advice on how to manage my finances better. I found a lot of information on the internet but yet I struggled to relate to some of the information. What I found was most of the "frugal" bloggers on youtube where American so although they shared useful information on couponing or the envelop money saving system, I couldn't quite use this in my everyday UK life. The UK bloggers I found were mostly family bloggers so some information is better suited to those who have kids or multiple incomes .

In the end I decided to start a blog for young people like myself. This blog will benefit everyone but will most relate to twenty-somethings or younger looking to better manage their finances. Some people will say living frugally is easy but what I want to achieve is a balance of being frugal without feeling like I'm being deprived. I will share ways I save money for the things I really want without being in debt. If you have any tips along the way, i'm all ears.


I hope you can join me on this journey

Pam